Many creditors are mystified when it comes to actually collecting money on the judgment that they have recovered against a debtor in Florida. Some have heard of judgment lien certificates (JLC), but most don’t really know what they are or how they work. Chapter 55 of the Florida Statutes provides for the creation of a statewide personal property judgment lien, but what does that mean? Once the judgment is entered, you can file an electronic form and create a lien against all non-exempt personal property of the debtor. These liens are valid for 5 years and can be refiled for five more (but they do not relate back to the original filing).