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Attention: Assignees of Debt

Attention: Assignees of Debt

Florida Statute §559.715 requires an assignee of consumer debt to provide a written notice of assignment to a debtor 1) after an assignment is made and 2) at least 30 days before taking action to collect a debt. There has been much litigation in the FDCPA and FCCPA arena over whether the failure to follow… Continue Reading

Interest Disclosure

Interest Disclosure

A recent case from the Southern District of New York, published just weeks ago, goes a long way toward clarifying what collectors are and are not able to state in the initial demand letter (IDL). In CHRISTINE TAYLOR, et al. vs FINANCIAL RECOVERY SERVICES, INC., a collection agency sent notices to two different consumer debtors.… Continue Reading

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