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Compliance Seminar Series Announcement

Compliance Seminar Series Announcement

We are delighted to announce Hiday & Ricke’s new legal and compliance seminar series. Our first session, which is focused on the needs and interests of consumer creditors, will be held on August 9th at the Marriott on Salisbury Road in Jacksonville. Anyone who works in or manages a collections department would greatly benefit from… Continue Reading

Reviewing Files Prior to Filing

Reviewing Files Prior to Filing

The CFPB (Consumer Financial Protection Bureau) recently filed its second action against a major collection law firm. Interestingly both of these complaints involved multistate ‘mega’ firms, and in both cases, the allegations assert that the firm’s attorneys were not properly involved in the collection practices. Continue Reading

US Justice Dept vs. CFPB

US Justice Dept vs. CFPB

On Friday the US Justice Department filed a brief in the PHH Corporation vs. CFPB case, siding with PHH. In that case the Court of Appeals for the DC Circuit has held that the CFPB was structured in an unconstitutional fashion (opinion can be found here). The case is now postured to be heard en… Continue Reading

Meeting Melissa

Meeting Melissa

Melissa Comras, a thirty-something over-achiever, has been a “Rising Star” four years running. Rated by Super Lawyers® and licensed since 2004, she is currently a shareholder at Jacksonville-based Hiday and Ricke, P.A., a collections litigation and subrogation law firm. Continue Reading

Maximizing Interest On Judgments In Florida

Maximizing Interest On Judgments In Florida

Like many states, Florida has a statute (55.03) which sets the interest rate that is to be applied on judgments, commonly referred to as the “statutory rate.” Accordingly, many believe that once a judgment is entered, the interest rate at which that judgment will accrue is strictly set by the statute and the state officer listed… Continue Reading

Do’s and Don’ts of Post Judgment Enforcement

Do’s and Don’ts of Post Judgment Enforcement

Once an account has been reduced to judgment, the “judgment creditor” suddenly acquires new powers to collect the debt. This white paper comments on a few actions you may wish to take and those that you should not in this process. Careful analysis must be done before taking any action when collecting on a judgment, and we want… Continue Reading

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